Charles D. "Togie" Flowers, President

I have been in the Seniors Estate and Financial Planning Services since 1959 after serving  in the US Navy and graduating from the University of North Texas.  I have also served on boards of several large companies and banks.  I have been Principal Owner and Chairman of the Board of  two life insurance companies which were licensed in 40 states and employed over 150 people.  I am a member of the North Texas Estate Planning Council and  the Dallas Estate Planning Council.  I am also a member of the Episcopal Church, and have served on the board for the Center for Pastoral Care and Family Counseling, a fee-scale counseling center for the underprivileged.  I am married with two daughters, a son, a granddaughter, and five grandsons.

My philosophy is simple:
 

• To treat our clients with the greatest courtesy and respect.
• To be honest with our clients and explain what their estate plan options are, because I feel it is important that people be educated about all of their options and then be allowed to make a decision that is right for them.
• There are no "right" answers for everyone, but, when it comes to estate planning, everyone does need to make some decisions.
• Our job as estate planners is to help each family we work with make the best decision for themselves and their families.

  Most Americans have worked a lifetime to build a financially secure estate for their family and heirs.  Depending upon personal need, estate planning can be essential without regard to income or net worth. Without a plan for the future, you could leave your loved ones with unexpected legal problems and estate settlement delays.  In addition, your estate could be needlessly taxed.  Through the preparation of a funded estate planning package, your family can avoid costly attorney's fees, court costs and reduce or eliminate possible federal estate taxes, minimize stress and keep your personal affairs completely private.

I know of no greater gift one spouse can give the other or parent can give their children than a complete Estate Plan.

Dawn P. Flowers, Executive V.P.

I began in the Senior Estate Planning and Financial Services industry in 1974.  I am Executive Vice President and Administrator for CEA Group.  I have completed several courses in business management from the University of Texas at Dallas, and have served on the board of several large financial institutions.  I am an insurance agent licensed by the State of Texas.  I continually take education courses to enable me to assist our clients with their estate planning needs.  I am a member of the North Texas Estate Planning Council, and the Dallas Estate Planning Council.  I am also a member of the National Association of Female Executives (N.A.F.E.) and currently a member of the Metrocrest Chamber of Commerce.  I have assisted several thousand families with their estate planning needs.  I am a member of the Episcopal Church and have worked in several volunteer programs for the church.  I am married and have two daughters, one son, and five grandsons.

B. Clifton "Cliff" Wright, Senior V.P. of Estate Planning

I have been in the financial services arena for the past 25 years.  I started my financial services career with General Electric Capital Corporation.  I held many different positions, including Chief Operating Officer of Seabanc/GE Capital in Malaysia and President of GE Capital's financial operations in Canada.  I served as Director of financial sales, marketing and training for Case Capital.  I held the position of Vice President - National Sales and Marketing Director for Fifth Third National Bank.  I graduated from the University of Arkansas and have attended many advanced classes, including financial management courses in Beijing, China; financial risk courses in Amsterdam, Holland; financial courses in Singapore; and a course at the International Graduate School, Thunderbird University, Phoenix, Arizona, entitled "All You Ever Wanted To Know About Finances ".

Lorrie Jones, Administrative Assistant/Legal Assistant

I began in the Senior Estate Planning and Financial Services industry in 1985.  I serve as Administrative Assistant for CEA Group, and assist in preparing all necessary estate planning documents.  I have a business clerical certification from the Business Institute of Technology in Cedar Falls, Iowa, as well as an Associate Degree in Nursing from the Hawkeye Institute of Technology in Waterloo, Iowa.  I have assisted several thousand families with their estate planning needs.  I am a member of the Temple of Faith Christian Chapel C.M.E.  I have one son, one daughter, and one granddaughter.

THE STATEMENTS HEREIN ARE NOT A SUBSTITUTE FOR THE ADVICE OF AN ATTORNEY, AND DO NOT CONSTITUTE LEGAL ADVICE.