CEA Group - About CEA Group, Inc.

Charles D. "Togie" Flowers, President

I have been in the Seniors Estate and Financial Planning Services since 1959 after serving in the US Navy and graduating from the University of North Texas. I have also served on boards of several large companies and banks. I have been Principal Owner and Chairman of the Board of two life insurance companies which were licensed in 40 states and employed over 150 people. I am a member of the North Texas Estate Planning Council and the Dallas Estate Planning Council. I am also a member of the Episcopal Church, and have served on the board for the Center for Pastoral Care and Family Counseling, a fee-scale counseling center for the underprivileged. I am married with two daughters, a son, a granddaughter, and five grandsons

My philosophy is simple:

To treat our clients with the greatest courtesy and respect.
To be honest with our clients and explain what their estate plan options are, because I feel it is important that people be educated about all of their options and then be allowed to make a decision that is right for them.
There are no "right" answers for everyone, but, when it comes to estate planning, everyone does need to make some decisions.
Our job as estate planners is to help each family we work with make the best decision for themselves and their families.

Most Americans have worked a lifetime to build a financially secure estate for their family and heirs. Depending upon personal need, estate planning can be essential without regard to income or net worth. Without a plan for the future, you could leave your loved ones with unexpected legal problems and estate settlement delays. In addition, your estate could be needlessly taxed. Through the preparation of a funded estate planning package, your family can avoid costly attorney's fees, court costs and reduce or eliminate possible federal estate taxes, minimize stress and keep your personal affairs completely private.

I know of no greater gift one spouse can give the other or parent can give their children than a complete Estate Plan.

Our support staff consists of professionals who understand your needs and concerns. They are prepared to assist you in a personable, caring manner because they have the experience that comes with helping individuals and their families make very personal decisions about their futures. You can count on complete confidentiality and you can rest assured that your wishes will be carried out as you desire.

Preparing legal documents of this sort involves attorneys, and you have a choice of attorneys to use. If you do not have an attorney who is experienced in estate planning, we can help you with a recommendation. He will prepare complete documents for your Revocable Living Trust; have documents delivered and notarized; provide settlement assistance for your heirs at the time of your death; and, as a part of your estate planning package, provide a living will and durable powers of attorney for financial and health needs.

Lorrie Jones, Administrative/Legal Assistant

I began in the Senior Estate Planning and Financial Services industry in 1985. I serve as Administrative Assistant for CEA Group, and assist in preparing all necessary estate planning documents. I have a business clerical certification from the Business Institute of Technology in Cedar Falls, Iowa, as well as an Associate Degree in Nursing from the Hawkeye Institute of Technology in Waterloo, Iowa. I have assisted several thousand families with their estate planning needs. I am a member of the Temple of Faith Christian Chapel C.M.E. I have one son, one daughter, and one granddaughter.